Meet Julie A Jones, Licensed Seattle Mortgage Lender

Julie's approach

Buying a home is a big deal, and you want to know who's guiding you through the process. As your Movement loan officer, I'm here to make the home buying experience as straightforward and stress-free as possible.

For more than 20 years, I have worked with buyers and homeowners across Seattle and King County from my office in Eastlake. Whether you're financing your first condo near South Lake Union, moving up to a Wallingford craftsman, or refinancing a home you've owned for years on Capitol Hill, my goal is the same: clear answers, on-time closings, and a loan structured to fit your life.

A little about me

I come from a family of teachers and Realtors. My mother taught in public schools, one of seven generations of teachers in my family, and I am the daughter and granddaughter of Realtors. Homes and helping people were the dinner-table conversation I grew up with, so this work has always felt like the family trade.

Before I came to mortgage lending, I earned my Master of Social Work, and that training still shapes how I work. I listen first, I pay attention to what is actually happening in your life, and I am honest about which path is worth your time. As a Certified Mortgage Planning Specialist, I treat your loan as one piece of a longer financial picture rather than a one-time transaction.

Outside of work, I am a mom to two daughters and a soccer mom, so my evenings and weekends stay full. I live in North Capitol Hill, between St. Joseph School and Seattle Prep, and most evenings you will find me walking our dog through Volunteer Park. I own a getaway lake house that I run as a short-term rental, so when we talk about building wealth through property, I am speaking from my own experience as an investor. I am also a long-time ally and advocate for the LGBTQ+ community, and everyone is welcome here.

How I think about your home and your wealth

I am passionate about helping clients build generational wealth, from your first home to your last. A mortgage is rarely only about this month's payment. It is about where you want to be in five, ten, and twenty years. I help you see how each move fits that bigger picture, and I am glad to work alongside your financial and tax advisors so the pieces line up.

Who I work with

I love working with busy professionals and executives who want a trusted financing expert to take the lead, give clear strategic guidance, and move quickly when timing matters. I am especially passionate about helping homeowners move from one home to the next:

• Move-up buyers ready for more room
• Growing families buying a larger family home
• Homeowners right-sizing into retirement

I also enjoy advising first-time and experienced sellers on the financial side of a sale, including estimating your net proceeds, growing your wealth through your next purchase, diversifying into investment property, and building a long-term strategy through real estate. Any figures we work through together are illustrative, and your actual numbers depend on a full review of your situation.

Credentials and licensing

• Title: Branch Leader, Senior Loan Officer
• Designations: Master of Social Work (MSW), Certified Mortgage Planning Specialist (CMPS)
• Brokerage: Movement Mortgage
• NMLS ID: 177001 (Julie A Jones)
• Company NMLS: 39179 (Movement Mortgage, LLC)
• State license: Washington (WA-MLO-177001)
• Office: 2701 Eastlake Ave E, Unit 105, Seattle, WA 98102

Client reviews

Julie's Movement Mortgage loan officer page reflects an aggregate 4.92-star rating from 476 client reviews. Individual reviews are visible on Experience.com and Zillow. A selection of recent client reviews appears below.

What Julie focuses on

• Conventional home loans (3 to 20% down)
• FHA home loans
• VA home loans for veterans and active-duty service members
• Jumbo and high-balance financing above the King County conforming limit
• First-time buyer programs, including WSHFC Home Advantage and House Key
• Refinance: rate-and-term, cash-out, and PMI-removal scenarios
• Seller guidance: estimating net proceeds and planning your next purchase
• Specialty: floating-home financing on Lake Union and Portage Bay

Areas served

Anchored on Eastlake (98102), Julie works with buyers in South Lake Union, Capitol Hill, Wallingford, the University District, and across Seattle and King County.