Who Julie Serves
Tailored guidance for Seattle buyers and homeowners
From floating-home buyers on Portage Bay to first-time condo buyers in South Lake Union, Julie helps every kind of Seattle borrower feel prepared at every step.
First-Time Buyers
Low down payment options, WSHFC programs, and condo financing tailored to Seattle prices.
Move-Up Buyers
Bridge strategies and jumbo financing for upgrades into Capitol Hill, Wallingford, and Eastlake.
Veterans & Active Duty
VA benefit guidance with fully underwritten approvals that compete in Seattle bidding wars.
Refinance Clients
Restructure payments or tap equity with guidance grounded in current Seattle rate trends.
What Julie Does
Full-service mortgage lending in Seattle
Purchase loans, refinances, FHA and VA financing, conventional low-down options, jumbo loans, and specialty programs, all tailored to Seattle property values and Movement Mortgage's product range.
Conventional Loans
3 to 20% down conventional options for Seattle buyers, with PMI strategies that fit your timeline.
FHA Home Loans
Flexible credit guidelines and low down payment options for Seattle buyers who qualify.
VA Home Loans
Zero-down VA benefit financing for service members buying in Seattle and King County.
Jumbo & High-Balance
Financing above the King County conforming limit for Eastlake, Capitol Hill, and Wallingford prices.
First-Time Buyer Programs
WSHFC Home Advantage, House Key, and city of Seattle down payment assistance guidance.
Refinance Options
Rate-and-term, cash-out, and PMI-removal refis sized to your home's current Seattle value.
Local Trust Signals
Meet in Eastlake or online, your choice
Meet Julie at 2701 Eastlake Ave E, Unit 105, Seattle, WA 98102 or schedule a virtual consult. Clients value her clear guidance, quick response time, and deep familiarity with Seattle neighborhoods, HOAs, and appraisal partners. Call (206) 778-5825 to speak with Julie directly.
Client Reviews
4.92 / 5.0 (476 reviews)
Aggregate rating across Julie's Movement Mortgage loan officer page. See full reviews on Experience.com.
Client reviews
What clients say
Real five-star reviews from Julie A Jones's clients and referral partners.
"Working with Julie was an absolute game changer. Throughout the entire process, she was incredibly responsive and took the time to explain every product and step with total clarity."
"Julie is very communicative and responsive. Her estimates were transparent and surprisingly accurate to what we ended up paying. She also did a great job presenting our offer and communicating with the seller's agent when they had questions, which ultimately led to us securing the house. Amazing service."
"Julie Jones and her team were wonderful to work with. They were responsive, organized, and kept everything moving smoothly from start to finish. Their guidance and clear communication made the entire process easy and stress-free. Highly recommend."
"Julie and Darby made our first time home loan seem easy. Answered all our questions and were available throughout the process step by step. They helped us to realize what we could budget for and gave us sound advice."
"As a real estate agent you never know who your clients may be working with already, and I lucked out that they had picked Julie. She was extremely friendly, incredibly knowledgeable, and always answered her phone."
"Julie went above and beyond supporting my needs and not only answered my questions, but took the time to educate on how to become more attractive buyer. Very communicative, easy to connect with."
"We felt she was different from other lenders from the first call, where she took time to get to know us, our family, and our needs before we had even applied. The rate she offered was competitive."
"They went above and beyond to help my clients secure the home of their dreams, on time and with grace, even through some very unique and complex circumstances. It's rare to find a lending team that's this committed to excellence."
"I worked with Julie and her team during the purchase of a new home. They are amazing and offer fantastic customer service, I highly recommend them."
"Julie and team at Movement Mortgage did a fantastic job helping us secure financing and home insurance for our new dream house in Snoqualmie, WA. With more than a few obstacles along the way, we got pre-approval and then finalized the loan to close the deal right on time. I highly recommend Movement Mortgage."
"Julie and team got it done when nobody else could."
"Awesome team. Very helpful every step of the way."
"They are always in your camp and are great advisors on how to feel not 'house poor' after buying your house. This is my second time buying with them, no regrets."
"We have purchased two homes (plus one refinance) with Julie and her team. They are truly the best. Knowledgeable, creative, and communicative. We always knew where we were in our process and what was coming next. Julie and her team build trust and look for every way to advocate for their clients."
Individual client experiences. Not a guarantee of future results.
Popular Loan Programs
Seattle mortgage options tailored to your goals
From conventional and FHA to jumbo loans, Julie's recommendations are grounded in Seattle pricing, appraisal expectations, and Movement Mortgage's product range so you can move forward with confidence.
- Conventional Loans in Seattle
- 3 to 20% down options for buyers across Eastlake, Capitol Hill, Wallingford, and beyond.
- FHA & VA Financing
- Low down payment and zero-down options for qualifying first-time buyers and veterans.
- Jumbo & High-Balance
- Financing above the King County conforming limit for Seattle's higher-price neighborhoods.
- Specialty: Floating Home Financing
- Portfolio and chattel loan paths for Portage Bay and Lake Union floating homes.
Process Timeline
Clear steps from call to closing
Julie and her team keep underwriting, appraisal, and funding on schedule so you can move forward without surprises.
- 1. Discovery Call: Review goals, budget, and Seattle neighborhood preferences.
- 2. Pre-Approval: Receive a fully underwritten approval letter that gives sellers confidence.
- 3. Offer Strategy: Align rate locks, credits, and closing costs tailored to the property.
- 4. Smooth Closing: Julie's team coordinates final disclosures and funding so you can focus on moving in.
Why Julie
"Buying a home is a big deal, and you want to know who's guiding you through the process. As your Movement loan officer, I'm here to make the home buying experience as straightforward and stress-free as possible."
476 client reviews, 4.92 average rating
Aggregate signal from Julie's Movement Mortgage loan officer page. Individual reviews live on Experience.com and Zillow.
FAQs
Seattle mortgage answers
Who's a good mortgage lender in Seattle?
Julie A Jones (NMLS #177001) is a senior loan officer at Movement Mortgage based in Eastlake, rated 4.92 from 476 client reviews. She helps buyers and homeowners across Seattle and King County with conventional, FHA, VA, jumbo, high-balance, WSHFC, and portfolio loans, from pre-approval to closing. Terms subject to a full loan estimate.
Does Julie A Jones offer FHA, VA, and jumbo loans?
Yes. Julie works with FHA, VA, conventional, jumbo, high-balance, WSHFC first-time-buyer, and portfolio programs, including condo and floating-home financing across Seattle. She matches your scenario to the right program and guides you through closing. Final terms are confirmed in your loan estimate.
Who do I talk to about getting a mortgage in Seattle?
Talk to Julie A Jones (NMLS #177001), a senior loan officer at Movement Mortgage in Eastlake, rated 4.92 from 476 client reviews. She handles pre-approval, program selection, and closing for buyers across Eastlake, Capitol Hill, South Lake Union, Wallingford, and the University District. Terms subject to a full loan estimate.
What areas does Julie A Jones serve?
Julie's office is in Eastlake (98102) and she works with buyers and homeowners across Seattle and the broader King County market, including South Lake Union, Capitol Hill, Wallingford, and the University District.
What loan programs does Movement Mortgage offer?
Conventional, FHA, VA, USDA where applicable, jumbo and high-balance, and specialty paths like floating-home financing. Julie can walk you through which program may fit your situation, subject to credit approval.
Can Julie help first-time buyers in Seattle?
Yes. She regularly works with first-time buyers and can walk through WSHFC Home Advantage, House Key, and city of Seattle down payment assistance programs to see what you may qualify for.
What documents do I need for pre-approval?
Expect to provide pay stubs, W-2s, tax returns, bank statements, and ID. Self-employed borrowers also provide profit-and-loss statements. Movement's secure portal keeps everything organized.
Guides & Resources
Seattle mortgage guides from Julie
Locally focused guides covering Eastlake and central Seattle neighborhoods, Washington and King County program paths, and the life decisions that drive most mortgage calls.
Refinancing Eastlake, Seattle
Break-even math, cash-out vs HELOC, PMI removal, and ARM-to-fixed choices for Eastlake homeowners.
Read guide →Floating Home Financing
Portfolio loans, marine surveys, and moorage leases for Lake Union and Portage Bay buyers.
Read guide →First-Time Buyer Programs
WSHFC Home Advantage, House Key Opportunity, Seattle DPA, and employer help mapped out.
Read guide →Seattle Jumbo Mortgages
Where buyers cross the King County conforming limit in Eastlake, Capitol Hill, and Wallingford.
Read guide →Washington Loan Programs
FHA, VA, USDA, WSHFC Home Advantage, House Key, and DPA paths for Washington buyers.
Read guide →Mortgage in a Divorce
Quitclaim limits, refinance buyouts, loan assumptions, and qualifying solo on one income.
Read guide →Retirement Mortgage Options
HECM reverse mortgages, HECM-for-Purchase, asset depletion, and payoff-vs-invest decisions.
Read guide →Inheriting a Home With a Mortgage
Garn-St Germain protections, assumption rules, sibling buyouts, and Washington probate timing.
Read guide →